Kapitalanlage-Analyzer

Cap Rate, DSCR und Cash Flow in Sekunden

Dieses Tool dient nur zu Bildungszwecken und stellt keine Finanzberatung dar. Konsultieren Sie vor Finanzentscheidungen einen zugelassenen Kreditgeber oder Finanzberater.

DSCR0.869
Cap Rate7.06%
Monatlicher Cash Flow-$310/mo
Nettobetriebseinkommen$24,720/yr
Bruttomietmultiplikator10.4
Monthly Debt Service$2,370/mo
⚠️

This property does not cash flow β€” here is what needs to change:

πŸ’΅Minimum Rent for Break-Even
$3,127/moCurrent: $2,800/mo β€” gap: +$327/mo
πŸ“ŠRent for DSCR 1
$3,127/moLenders require DSCR β‰₯ 1
πŸ’°Max Expenses for Break-Even
$290/moReduce operating costs to reach zero cash flow
🏦Increase Down Payment
Try 30–40% downLower debt service β†’ improved DSCR

DSCR Analysis

Below Min (1)
Gross Rent$2,800/mo
Effective Gross$2,660/mo
NOI$2,060/mo
Debt Service$2,370/mo
0.01 (Min qualify)1.25 (Best rates)2.0

Monthly Income & Expense Breakdown

Gross Rental Income+$2,800/mo
Vacancy (5%)-$140/mo
Effective Gross Income+$2,660/mo
Operating Expenses-$600/mo
Net Operating Income (NOI)+$2,060/mo
Mortgage (P+I+T+I)-$2,370/mo
Monthly Cash Flow-$310/mo